Melinda Zabritski, senior director of automotive finance, Experian: "I expect it to stay around 29 to 30 percent. I think 30 percent is a viable figure as we saw this year."
Nick Stanutz, managing director of auto finance, commercial real estate and community development lending and investment, Huntington National Bank: "No. I do worry about how much of the leasing we're doing is low-mileage leasing. How many customers are really driving 10,000 miles a year?"
Tim Russi, president of auto finance, Ally Financial: "It will plateau. I think we've hit a high level. The industry needs to digest it. Used-car prices seem to be declining. If you overuse [leasing], you will drive residuals down and bring value down."
Anil Goyal, senior vice president of operations, Black Book: "I think leasing is going to flatten out at the early part of the year and as residual values start to drop more and more. I think the logical reasoning would be for leasing to slow down a little bit in the latter part of the year."
Jim Maxim, president, MaximTrak: "When you have a potential for interest rate hikes, that's going to influence the natural monthly cost for an auto loan for a consumer. So I think it will remain very strong. I don't think it's going to shrink."
Serge Vartanov, chief marketing officer, AutoGravity: "We see quite a lot of leasing on our platform. Over half of AutoGravity users check to see what the lease offers are."
Brian Reed, CEO, F&I Express: "As pricing and interest rates go up, people are going to be looking for low monthly payments, and leasing provides that."
Jason Laky, automotive and consumer lending business leader, TransUnion: "Some of the trends in the industry that have made leasing attractive are probably going to continue to be in place."